My CHOICE Texas Home
Why Choose My CHOICE Texas Home?
When you’re ready to purchase a home, you want flexibility, stability, and affordability. The My CHOICE Texas Home program brings you all three:
- Fixed-Rate Stability: No surprises—your monthly mortgage payments stay predictable for the life of your loan.
- Down Payment Assistance: Receive up to 5% of your loan amount to ease upfront costs.
- Open to More Buyers: Perfect for both first-time buyers and those ready for their next chapter.
- Loan Options That Fit You: FHA, VA, USDA, and conventional loans are all available.
No matter your journey, this program helps make homeownership accessible and achievable.
Find You Financial Freedom
Owning your dream home in Texas shouldn’t feel out of reach. With the My CHOICE Texas Home program, you can take charge of your homebuying journey. Designed for both first-time and repeat buyers, this program offers fixed-rate mortgage loans and generous assistance for down payments and closing costs.
Not sure if you qualify? That’s where we come in! Let’s chat and see if this program aligns with your needs.
Loans Personalized For You From Your Lender for Life!
We don’t just want to help you secure a mortgage, we want to partner with you to make your homeownership dreams a reality. With our expertise in Texas homebuyer programs, we’ll guide you from start to finish, ensuring you’re supported every step of the way.
Ready to get started? Contact us today to explore your options with My CHOICE Texas Home!
Frequently Asked Questions: My CHOICE Texas Home
Who qualifies for this program?
The program is open to homebuyers who meet income, credit, and purchase price requirements. Both first-time and repeat buyers are eligible.
Can I use this program if I’ve owned a home before?
Yes! Unlike many programs, My CHOICE Texas Home is open to repeat buyers.
What kinds of loans are offered?
You can choose from FHA, VA, USDA, or conventional loans, depending on what works best for you.
Are there income and purchase price limits?
Yes, income and purchase price limits vary by location and household size. We’ll help you determine if your financial details meet these limits.
Is the program available throughout Texas?
Absolutely! This program is available statewide to eligible buyers.
Can I combine this program with others?
In many cases, yes! We’ll help you explore additional programs and incentives to maximize your benefits.