Your Trusted Mortgage Partner in San Angelo
Learn How Mortgage Financial Services Can Help You Purchase Your Next Home
Welcome to Mortgage Financial Services: San Angelo's Premier Home Loan Experts
Wide Range of Loan Options
From first-time homebuyers to seasoned investors, we offer loan products to suit every need. Our diverse portfolio includes:
- Conventional loans for those with strong credit
- FHA loans for buyers with less-than-perfect credit
- VA loans exclusively for eligible veterans and active-duty military
- USDA loans designed for rural and suburban homebuyers
- Jumbo loans for high-value properties
- Refinancing options to help you tap into your home’s equity
Our team will guide you through these options to find the perfect fit for your financial goals.
Local Expertise
As a local mortgage company in San Angelo, we have in-depth knowledge of the area’s real estate market, including information about schools, its economy and its diverse community.
This local insight allows us to offer tailored advice and find the best mortgage solutions for your unique situation. We stay up-to-date on local market trends, property values and neighborhood developments to ensure you make informed decisions.
Personalized Service
At Mortgage Financial Services, you’re not just another customer. We take the time to understand your goals and financial situation, ensuring you get the right mortgage for your needs. Our dedicated loan officers will guide you through every step of the process, from application to closing, providing clear explanations and prompt responses to your questions.
Why Choose Mortgage Financial Services in San Angelo, TX?
We offer comprehensive mortgage services tailored to the San Angelo market:
Home Purchase
Loans:
Refinancing Your
Loans:
Lower your monthly payments, reduce your interest rate or tap into your home’s equity with our refinancing options. We’ll analyze your current mortgage and financial situation to determine if refinancing is the right move for you.
Investment Property Loans:
Looking to expand your real estate portfolio? We can help you secure financing for your investment properties. Our experts understand the unique requirements of investment property loans and can help you maximize your returns.
Down Payment Assistance:
Why Abilene Homebuyers Choose Us
Local market expertise:
We understand the unique aspects of the San Angelo housing market, allowing us to provide tailored advice and solutions.
Wide range of loan options:
From conventional loans to FHA, VA, and USDA loans, we offer diverse mortgage products to suit your needs.
Cutting-edge technology:
Our online application and document submission process make getting a mortgage more convenient than ever.
Exceptional customer service:
Our team is committed to providing personalized attention and support throughout your homebuying journey.
Community involvement:
We’re proud to be part of the Abilene community and actively participate in local events and initiatives.
The Mortgage Financial Difference
In-House Down Payment Assistance
Our dedicated Dream Team provides in-house down payment assistance, streamlining your entire home loan process under one roof. This integrated approach saves you time and reduces stress, as you won’t need to coordinate with multiple entities to secure your financing.
Personal Financial Planning
Work one-on-one with our financial experts who will guide you through every aspect of your mortgage journey. We take a holistic approach, considering not just your immediate home purchase but your long-term financial goals as well. Our advisors can help you understand how your mortgage fits into your overall financial picture, including retirement planning and wealth-building strategies.
Our Culture of Excellence
Our commitment to customer and employee satisfaction has earned us recognition as one of the:
These accolades reflect our dedication to providing exceptional service and fostering a positive work environment, which directly benefits our clients.
Why San Angelo Homebuyers Trust Us
Local Knowledge:
We understand the San Angelo housing market, including neighborhood trends and property values. Whether you’re looking at the historic charm of Santa Rita or the family-friendly atmosphere of Bentwood, we can guide you through the local real estate landscape.
Diverse Loan Options:
We offer a wide range of mortgage products to suit every need, from conventional loans to specialized programs.
Personalized Service:
Your dedicated loan officer will guide you through the entire process, from application to closing and beyond.
Transparency:
We believe in clear communication and no hidden fees. You’ll always know exactly where you stand in the mortgage process.
Quick Approvals:
Our streamlined process gets you into your new home faster, without compromising quality. We leverage technology to expedite paperwork while maintaining a personal touch.
Frequently Asked Questions About Buying a Home
What types of loans do you offer in San Angelo?
We offer conventional, FHA, VA, USDA and jumbo loans, as well as specialized products for first-time homebuyers and those needing down payment assistance. Each loan type has its own benefits, and we’ll help you determine which is best for you. For example, if you’re looking at properties in rural areas around San Angelo, a USDA loan might be an excellent option with its zero down payment requirement.
How long does the mortgage process typically take?
While every situation is unique, we strive to close most loans within 30 to 45 days from application to closing. Factors that can affect this timeline include property appraisals, title searches and prompt submission of required documents. We’ll work closely with you to ensure a smooth and efficient process.
Do I need perfect credit to qualify for a mortgage?
Credit score requirements vary depending on the loan type. While a higher score generally means better terms, we have programs available for a range of credit profiles. We’ll work with you to find the best option based on your overall financial picture.
Can you help me if I'm self-employed?
Absolutely! We have experience working with self-employed borrowers and can guide you through the documentation process. We’ll work with you to ensure your income is accurately represented and help you navigate any unique challenges associated with self-employment. This might include analyzing your business tax returns or using bank statement loans if traditional documentation is challenging.
What sets Mortgage Financial Services apart from other lenders in San Angelo?
Our combination of local expertise, personalized service and diverse loan options makes us the top choice for San Angelo homebuyers. We’re committed to building long-term relationships with our clients, offering ongoing support and advice even after your loan closes. Plus, our involvement in local community events and partnerships with San Angelo real estate professionals gives us unique insights into the local market.